Function Health advertises a $499 annual membership. Most members pay more than that in year one, because add-on panels and optional physician consults are priced separately and both get offered at the moment results land.
This page breaks the cost into line items, separates the entry price from the realistic all-in number, prices year two, and compares the same scope against three alternatives.
The Verdict
Public litigation
Function Health is the plaintiff in an open federal lawsuit against Superpower Health alleging false advertising and unfair competition under the Lanham Act (C.D. Cal., filed January 2026). These are allegations, not findings — Justia docket 2:26-cv-00810.
Function Health cost — line by line
The membership is a flat annual fee. Everything below it is optional and quoted at the point of purchase, which is why the advertised price and the paid price diverge so often.
| Line item | Cost |
|---|---|
| Annual membership | $499 |
| Base panel | 100+ biomarkers, 2 draws/year included |
| Advanced panels (heart, cancer screening, hormone deep-dives) | $100–$400 each |
| Optional physician consult | $150–$300 per session |
| Out-of-network draw fee (if no partner lab nearby) | $30–$80 per draw |
| Travel to a partner lab (rural ZIPs) | Not billed, but a real cost in time and mileage |
| Prescription medications | Not available — Function Health does not prescribe |
| Realistic year-one out-of-pocket (base + 1 add-on + 1 consult) | $750–$1,200 |
| Heavy-use year one (multiple add-ons + consults) | $1,500+ |
| Year-two renewal (membership only, no add-ons) | $499 |
Year one versus year two
Year one is the expensive year. Members typically buy at least one advanced panel at baseline — a heart-focused set, a hormone deep-dive, or a cancer screening add-on — and many buy a single physician consult to interpret a first look at 100+ markers.
Neither of those repeats reliably. Advanced panels are baseline instruments; running them annually rarely surfaces new information unless a marker was flagged. And most members who buy a consult in year one either bring the results to their own physician thereafter or learn to read the report themselves. A realistic steady-state year is $499–$700.
The exception is anyone whose year-one results flagged something. If ApoB, Lp(a), fasting insulin, or thyroid markers came back off-range, you are now on a retest schedule, and retests plus the targeted advanced panel keep year two closer to year one.
What the $499 includes, specifically
- 100+ biomarkers, twice a year. The panel spans metabolic, cardiovascular, thyroid, hormone, liver, kidney, nutrient, and inflammatory markers.
- Both draws. Two collections per membership year at a partner lab, at no additional charge in most metros.
- Clinician-written commentary. Written interpretation of flagged results, not a live conversation.
- A downloadable data package. Raw results you own and can hand to any physician.
- Trend tracking. Draw-over-draw comparison across membership years, which is where most of the value accumulates.
What the $499 does not include
- Physician time. A live physician consult is a paid add-on at $150–$300 per session.
- Prescription medications. Function Health does not prescribe. If a result indicates a need, you follow up with your own physician or a separate telehealth service.
- Ongoing care management. The two draws are the touch points. There is no active clinical relationship between them.
- Advanced panels. Heart-focused, cancer screening, and hormone deep-dive panels are $100–$400 each.
- Retests outside the two included draws. Tracking a single marker between draws is a separate purchase.
How the price compares at similar scope
Listed alphabetically by platform: InsideTracker, Lifeforce, and Superpower. The first two rows are data-only products at comparable scope. The Lifeforce row is included because it is the nearest option that bundles a clinician and a prescription pathway — a different scope at a different price.
| Platform | Entry price | Realistic year one | Scope at that price |
|---|---|---|---|
| Function Health | $499/yr | $750–$1,200 | 100+ biomarkers, 2 draws/year, consults extra, no prescribing |
| InsideTracker | $249–$589 per test | $650–$900 | 20–48 biomarkers per test, no membership, no prescribing |
| Lifeforce | $349 first month, then ~$129/mo | $2,500–$4,500 | ~40 biomarkers, clinician access, prescription pathway |
| Superpower | $499/yr | $750–$1,200 | 100+ biomarkers, 2 draws/year, consults extra, no prescribing |
On biomarker breadth per dollar, the $499 membership sits at the low end of the category, and the two-draws-included structure is what does the work — a single 100+ marker snapshot elsewhere costs more than an annual membership here. Against InsideTracker, the math flips on retest frequency: pay-per-test is cheaper if you test once and stop, and more expensive if you test twice a year.
Insurance, HSA, and FSA
No insurer covers the membership. Function Health is cash-pay by design, and there is no superbill path that produces reimbursement for the annual fee.
HSA and FSA funds are widely used for it. Diagnostic lab testing is a qualifying medical expense, so the substance of what you are buying is eligible. The friction is that a bundled membership fee does not always itemize into a form plan administrators accept. Ask for an itemized receipt that separates lab services from membership, and confirm with your administrator before you assume the whole $499 is pre-tax.
Insurance-billed labs will always be cheaper per test than any cash-pay panel — but the standard covered panel is 10–20 markers, not 100+, and the advanced cardiovascular and hormone markers that drive most of the value here are rarely ordered without a documented indication.
When the price makes sense
The membership is efficient when you want data and already have somewhere to take it — a physician who will read 100+ markers, or the self-direction to act on them yourself. It is inefficient when treatment is the actual goal, because adding a physician and a prescription pathway on top of $499 lands in the $3,000–$8,000 range, which is the same band as bundled physician-led programs — Lifeforce, Marek Health, and Opt Health, listed alphabetically — at roughly $1,900–$6,000/yr.
Frequently Asked Questions
How much does Function Health cost per year?
$499 for the base membership. Realistic year-one all-in cost is $750–$1,200 for most users once one add-on panel and one optional physician consult are included. Heavy users of add-ons can push past $1,500.
What does the Function Health membership include?
A 100+ biomarker panel drawn twice per year, clinician-written commentary on results, a downloadable data package you own, and access to add-on panels and physician consults at additional cost.
What does Function Health cost in year two?
The membership renews at $499. Year two is usually cheaper than year one for two reasons: the one-time advanced panels people buy at baseline rarely repeat annually, and most members drop the consult once they have a physician who will read the results. A steady-state year is $499–$700 for most members.
Are there hidden Function Health costs?
The out-of-network draw fee is the one most commonly missed. If your ZIP has no Quest or LabCorp partner location, a draw at a non-partner site can add $30–$80 per draw. The second is the downstream cost of acting on results — Function Health does not prescribe, so any treatment its data points to is a separate relationship at a separate price.
Is Function Health covered by insurance or HSA/FSA?
Insurance does not cover the membership; it is cash-pay. HSA and FSA funds are commonly used for it, since lab testing is a qualifying medical expense, but plan administrators differ on whether a membership fee itemizes cleanly. Request an itemized receipt and confirm with your administrator.
How does the price compare to ordering the same labs yourself?
Ordering an equivalent 100+ biomarker set a la carte through a direct-to-consumer lab ordering service typically runs $1,200–$2,500, because individual advanced markers such as ApoB, Lp(a), and a full thyroid and hormone set are priced individually. On dollars per biomarker, the $499 membership is well below a la carte pricing. On dollars per biomarker you will actually act on, the comparison depends entirely on you.