A standard WHOOP membership costs $199 to $359 a year with the tracking hardware included (US pricing, checked October 2026). At Longevity Benchmark, we review and compare wearables, so every price below includes what you keep paying each year. New members choose from three annual tiers: WHOOP One at $199, WHOOP Peak at $239, and WHOOP Life at $359. Whoop does not sell the sensor as a standalone device.
The Verdict
WHOOP Cost by Membership Tier
Whoop structures all consumer pricing as an ongoing subscription that includes the wearable sensor, a charger, and an initial wristband. Hardware cannot be purchased separately from the membership. WHOOP One costs $199 per year. Upgrading to WHOOP Peak raises the annual rate to $239. The top-tier WHOOP Life plan costs $359 annually. The entry price on WHOOP One covers core recovery monitoring, whereas Peak adds Health Monitor vitals and Life adds ECG readings and Blood Pressure Insights.
Whoop's own pages list different bands and chargers for WHOOP One. The Whoop checkout page pairs WHOOP One with a wired charger and a CoreKnit band. A support article from May 2026 lists a Wireless PowerPack instead. If you choose WHOOP One, plan on the wired charger. Peak and Life consistently include the Wireless PowerPack. New members trading in an eligible wearable can receive up to $119 off their initial signup.
| Membership Tier | Annual Price | Hardware Included | Charger and Band | Core Focus |
|---|---|---|---|---|
| WHOOP One | $199/yr | WHOOP 5.0 | Basic wired charger, Jet Black CoreKnit band | Sleep, strain, recovery, VO2 Max, strength tracking |
| WHOOP Peak | $239/yr | WHOOP 5.0 | Wireless PowerPack, Obsidian SuperKnit band | Adds Health Monitor, real-time stress, pace of aging |
| WHOOP Life | $359/yr | WHOOP MG | Wireless PowerPack, Obsidian SuperKnit Luxe band | Adds ECG, irregular rhythm alerts, blood pressure insights |
Biometric Features Across Tiers
Moving up the Whoop membership ladder adds health metrics to the tier below it. WHOOP One delivers sleep metrics, cardiovascular strain tracking, daily recovery scores, and 24/7 biometric monitoring. WHOOP One calculates maximal oxygen uptake (VO2 Max) estimations, monitors strength training sessions, provides heart rate (HR) zones, and delivers artificial intelligence (AI) coaching. Habit tracking and Women's Hormonal Insights are also included. All three tiers are screenless, and Whoop rates the battery at 14 or more days. Every active membership includes a lifetime warranty, so Whoop replaces a failed device bought directly from Whoop.
WHOOP Peak introduces the Health Monitor dashboard. This screen consolidates daily baseline readings for heart rate variability (HRV), resting heart rate (RHR), and respiratory rate. Peak also activates a real-time Stress Monitor. Whoop adds Healthspan metrics to calculate biological age and pace of aging. Readers evaluating screenless alternatives can compare these capabilities in our guide to Polar Loop vs WHOOP.
WHOOP Life adds clinical-style heart and vascular assessments that require the specialized WHOOP MG sensor. WHOOP Life includes on-demand electrocardiogram (ECG) readings through Heart Screener, irregular heart rhythm notifications (IHRN), and daily Blood Pressure Insights. Whoop lists Blood Pressure Insights as a beta wellness feature. Whoop says Blood Pressure Insights is not a medical device. Blood Pressure Insights is not intended for pregnant users or individuals on blood pressure medication. Whoop restricts ECG and irregular rhythm notifications to users aged 22 and older. Regulatory rules also limit availability by region.
- Choosing Peak. Select WHOOP Peak at $239 if you want baseline vitals like HRV, resting heart rate, and biological age tracking without medical screening tools.
- Choosing Life. Choose WHOOP Life over Peak only if you want ECG readings or Blood Pressure Insights, which need WHOOP MG and cost $120 more a year ($359 versus $239, checked October 2026).
First-Year Commitment Terms and Billing Schedules
Every new Whoop membership begins with a mandatory commitment of at least 12 months. Month-to-month signups are not permitted. Many shoppers believe Whoop costs $30 a month without any long-term contract. That $30 figure is strictly a renewal rate for WHOOP Peak. Whoop offers that rate only to eligible members who have completed their first full year. Whoop states that available payment plans may include annual upfront billing, buy now pay later options, or monthly installments.
New customers can select a 24-month membership during checkout. However, Whoop's membership pricing documentation does not publish a 24-month price. Memberships renew automatically at the standard annual rate unless cancelled before the renewal date.
After the first 12 months, your WHOOP account may offer monthly billing. Where Whoop offers monthly billing, published rates run $25 for One, $30 for Peak, and $40 for Life (checked October 2026). Annual totals under monthly billing reach $300, $360, and $480 respectively. Paying upfront each year remains cheaper. Readers exploring subscription-free alternatives can examine our curated list of WHOOP alternatives.
Free Trial Rules and Return Windows
Whoop operates a 30-day free trial on the Peak tier that requires paying only the upfront shipping cost. Trial hardware is either a WHOOP 5.0 sensor with a basic wired charger or a WHOOP 4.0 sensor with a Wireless PowerPack. Members cannot choose which hardware version arrives. Whoop notes that trial units may be certified pre-owned devices. The advanced WHOOP MG sensor is excluded from the trial program entirely.
Card authorization during trial checkout acts as a temporary hold. Your membership begins the day you pair and activate the device, or automatically 30 days after Whoop ships the strap. If you take no action, the trial converts to a 12-month WHOOP Peak membership at $239 per year.
Cancelling the trial ends your access to features immediately. You must return the device and charger to avoid additional charges. Whoop's Free Trial FAQ tells users to ship returns within 14 days of receiving the return label. Whoop's cancellation article specifies returning items within 7 days of requesting the label. Follow the return instructions printed directly on your shipping label. If you do not return the hardware, Whoop charges a $110 restocking fee (checked October 2026). For paid orders, Whoop allows returns for a full refund minus shipping within 30 days of receipt.
Tier Upgrades and Hardware Transitions
Existing Whoop members can upgrade their subscription tier at any time by paying a prorated fee. Upgrades from One to Peak, One to Life, or Peak to Life activate immediately. Upgrading to WHOOP Life triggers a shipment of the WHOOP MG hardware. Other tier changes generally do not require returning your existing device.
You can schedule a downgrade in your account settings at any point. The change takes effect at your next renewal date. Whoop gives no refund for a downgrade during an active term.
WHOOP 4.0 members have two distinct paths to upgrade to modern hardware. The first path requires paying upfront for a 12-month or 24-month subscription extension. This extension delivers the new hardware without an added device fee ($239 for Peak with a 5.0 sensor, or $359 for Life with an MG sensor). The second path involves paying a one-time upgrade fee while keeping existing billing unchanged. That upgrade fee is $49 for Peak and $79 for Life (checked October 2026). Members who decline both upgrade paths transition to the WHOOP Peak software tier at their current rate while continuing to use their 4.0 sensor. Review our comparison of WHOOP 5.0 vs WHOOP 4.0 for full hardware specifications.
Cancellation Terms and Post-Membership Data Access
Terminating a Whoop subscription halts new biometric data collection while leaving historical records accessible. Cancellation is completed in the Membership section at app.whoop.com without contacting customer support. Members who paid upfront for 12 months cancel by scheduling cancellation for the end of their commitment period. Members paying monthly inside their 12-month commitment must either pay off remaining months or schedule cancellation for the end of the commitment.
Cancelled members can use Whoop until the last day of the prepaid term. After that date, Whoop stops collecting, uploading, and analysing biometric data. Past data stays viewable in the mobile app. No new data will be recorded.
Members outside their commitment period who have not paused in the prior 12 months can pause membership for up to 3 months. Billing stops and no data uploads during the pause. Resuming within 90 days preserves your biometric baseline. If you pause longer than 90 days, your biometric baseline resets. The device then has to recalibrate.
Five-Year Cumulative Cost and HSA Eligibility
Five years of WHOOP costs $995 to $1,795, because the membership fee repeats every year the device is used. Five years of WHOOP One totals $995. Five years of WHOOP Peak reaches $1,195. Five years of WHOOP Life equals $1,795 (checked October 2026). These figures represent direct mathematical calculations based on annual rates. For an evaluation of whether this recurring investment justifies the price, read Is WHOOP Worth It?.
Health savings account (HSA) and flexible spending account (FSA) funds can cover these membership expenses. Whoop marks all three annual tiers as HSA and FSA eligible. Whoop's HSA and FSA eligibility notice specifies that eligibility covers memberships with 12-month subscriptions and the WHOOP Battery Pack. Buyers can pay on whoop.com and submit their itemized receipt for reimbursement. Confirm documentation rules with your plan administrator before purchasing.
| Membership Tier | Annual Rate | Three-Year Cost | Five-Year Cost | HSA/FSA Eligible |
|---|---|---|---|---|
| WHOOP One | $199/yr | $597 | $995 | Yes (12-month commitment) |
| WHOOP Peak | $239/yr | $717 | $1,195 | Yes (12-month commitment) |
| WHOOP Life | $359/yr | $1,077 | $1,795 | Yes (12-month commitment) |
Replacement Bands and Accessory Pricing
Official replacement bands from Whoop cost between $39 and $129 (checked October 2026). The WHOOP Shop band catalog provides free shipping on orders of $75 or more. Hardware compatibility remains strictly generational. WHOOP 5.0 and WHOOP MG bands and chargers do not fit WHOOP 4.0 devices. Likewise, older 4.0 bands and Battery Packs cannot connect to 5.0 or MG sensors.
The table lists all eight bands Whoop sold in October 2026, from CoreKnit at $39 to LeatherLuxe at $129.
| Band Model | Price |
|---|---|
| CoreKnit band | $39 |
| SuperKnit band | $49 |
| CoreKnit Bicep band | $49 |
| SportFlex band | $59 |
| CloudKnit band | $59 |
| Navigator band | $79 |
| SuperKnit Luxe band | $89 |
| LeatherLuxe band | $129 |
Frequently Asked Questions
How much does a WHOOP actually cost?
A WHOOP membership costs $199 per year for WHOOP One, $239 per year for WHOOP Peak, and $359 per year for WHOOP Life in the United States (checked October 2026). The wearable tracking sensor, an initial band, and a charger are included in the price of the subscription. Whoop does not sell the hardware separately, and new members cannot purchase the device outright. All new signups require an initial commitment of at least 12 months. After the first year, monthly renewal options may become available at $25 to $40 per month depending on the tier. Five years of continuous use totals $995 to $1,795.
How much does a WHOOP band cost?
Official replacement bands in the WHOOP Shop range from $39 to $129 depending on the style (checked October 2026). Standard CoreKnit bands cost $39, SuperKnit and CoreKnit Bicep bands cost $49, SportFlex and CloudKnit bands cost $59, Navigator bands cost $79, SuperKnit Luxe bands cost $89, and LeatherLuxe bands cost $129. Bands designed for WHOOP 5.0 and WHOOP MG do not fit WHOOP 4.0 devices, and 4.0 bands do not fit 5.0 or MG sensors. Whoop offers free shipping on accessory orders that reach or exceed $75.
Why is WHOOP so expensive?
Whoop charges an ongoing annual membership because the business model bundles the physical sensor, regular algorithm updates, continuous cloud analytics, and 24/7 customer support into a recurring fee. Whoop explains that this structure eliminates high upfront device costs while funding continuous development of biometric features. Every active membership also includes a lifetime hardware warranty that replaces defective sensors as long as your account remains open. However, because the sensor cannot record or upload new biometric data without an active subscription, membership fees recur every year you use the device.
What happens after 12 months of WHOOP?
After completing your initial 12-month commitment, your WHOOP membership renews automatically at the standard annual rate ($199 for One, $239 for Peak, or $359 for Life) unless you cancel beforehand. In some regions, eligible members who finish the 12-month period receive the option to switch to monthly billing at $25 per month for One, $30 per month for Peak, or $40 per month for Life. Members who switch to monthly billing can cancel at any time before their next billing date to avoid further charges. Members can also choose to pause their account for up to 3 months.
What is the difference between WHOOP Peak and WHOOP Life?
WHOOP Peak costs $239 per year, uses the WHOOP 5.0 sensor, and includes core strain tracking, sleep coaching, the Health Monitor vitals dashboard (HRV, resting heart rate, and respiratory rate), a real-time Stress Monitor, and Healthspan biological age metrics. WHOOP Life costs $359 per year ($120 more annually) and upgrades your hardware to the WHOOP MG sensor. Life includes everything in Peak while adding on-demand ECG readings, irregular heart rhythm notifications, daily Blood Pressure Insights (beta wellness feature), and priority phone support. Users must be 22 or older for ECG tracking.
Can you use WHOOP without a subscription?
You cannot collect or track new biometric data with WHOOP without an active paid subscription. Whoop does not offer a subscription-free operational mode, and the sensor does not record new metrics once your membership lapses. However, if you cancel your account, your historical biometric data, past sleep charts, and recovery logs remain viewable inside the Whoop mobile app. The hardware will not collect, upload, or analyse new physiological signals until you reactivate your subscription. Pausing your membership for up to 3 months retains your calibrated baseline, but leaving the device inactive for more than 90 days requires a complete baseline recalibration.
Can you pay for WHOOP with HSA or FSA funds?
Whoop memberships with 12-month subscriptions and the WHOOP Battery Pack are eligible for purchase using health savings account (HSA) and flexible spending account (FSA) funds. Whoop marks all three annual membership tiers as eligible. Customers can buy on whoop.com and submit an itemized receipt to their benefits provider for reimbursement. Eligibility applies specifically to 12-month commitments, so buyers should confirm documentation requirements with their plan administrator.
What happens if you cancel the WHOOP free trial?
Cancelling the 30-day WHOOP free trial terminates access to app features and biometric analytics immediately. You must return the trial sensor and charger using the provided prepaid return label within the return window indicated on your paperwork. If you fail to return the trial hardware, Whoop charges a $110 restocking fee (checked October 2026) to your payment card. If you decide to keep the device and take no action during the trial, your account automatically converts into a full 12-month WHOOP Peak membership billed at $239 per year.